Now then, at the start of the new financial year, I am a bit stoney broke - enough that I can't afford a holiday in the sun this year, apparently, according to Mr T (the bank manager in my cupboard, for those old enough.)
This is due to having grown up children who still think the money grows on trees at the bottom of our garden, and paying for chiropractor fees. I have stopped smoking which, in theory, should save me at least £35 per week but, for some reason, cannot be found. I am also eating less in a bid to lose some of the six stones that are not helping my back condition (and a pal who is doing the same - I know because I can see all the way down to England - you know who you are!)
I am currently employed to look after two private houses, help with a pal's works accounts, sit on the fostering panel - most of which all pay just the basic wage minimum, or under (the foster panel, which pays the same daily rate as a foster carer would get(!))
So, I need to find ways to (a) save money and (b) make money - any tips, anyone?